Wealth & Tax Strategies

Thoughtful planning for lower taxes, stronger wealth, and a calmer future.

We help high-earning professionals, business owners, and entrepreneurs legally minimize taxes while building durable, multi-generational wealth.

Schedule a Strategy Call

No high-pressure sales. Just a focused conversation about where you are, where you want to be, and the tools available to help you get there.

Snapshot of What We Cover
  • Tax-minimization strategies tailored to your income profile
  • 401(k), Roth, and cash-value life insurance (IUL) planning
  • Trust structuring for tax efficiency and asset protection
  • Retirement and exit planning for business owners

Is this the right fit for you?

Our wealth and tax strategy work is best suited for clients who want a proactive, advisor-level relationship with an attorney who understands both the legal and practical sides of planning.

High-earning W-2 professionals

You’re earning well, paying a lot in taxes, and suspect there may be a more intentional way to structure your long-term savings, benefits, and investment strategy.

Business owners & entrepreneurs

You may have an LLC, S-corp, or multiple entities, but you want them working together — payroll, distributions, retirement plans, and personal planning all aligned.

Families building legacy

You’re thinking beyond this year’s tax bill: trusts, guardianship, inheritances, and making sure wealth transfers smoothly and tax-aware to the next generation.

What we do under Wealth & Tax Strategies

Every engagement is customized, but most plans draw from several of these building blocks.

Tax minimization roadmap

Review of your current income, filing status, and entity structure, followed by a practical roadmap to reduce your lifetime tax burden within the bounds of the law.

  • Review of prior-year returns
  • Entity vs. personal income mix
  • Identifying missed deductions & elections
401(k), Roth, & IUL integration

Coordinating qualified plans (401(k), Roth, SEP, Solo-401(k)) with cash-value life insurance strategies where appropriate.

  • Plan selection and contribution strategy
  • Tax-aware Roth conversion planning
  • Evaluating when IUL may or may not make sense
Trust structuring for tax efficiency

Using revocable and irrevocable trusts as part of a broader estate and tax strategy to direct how and when wealth is used.

  • Revocable living trusts & pour-over wills
  • Basic tax considerations for trust planning
  • Coordinating beneficiary designations
Retirement & exit planning

Aligning your business, investments, and legal documents with a clear plan for “work optional” and eventual exit or transition.

  • Target-number and cash-flow analysis
  • Coordinating entity exit with tax planning
  • Integrating with your existing advisors
Coordination with your team

We regularly collaborate with your CPA, financial advisor, and other professionals so everyone is pulling in the same direction.

  • Review of recommendations from other advisors
  • Joint strategy calls as needed
  • Clear written summary of agreed-upon plan
Ongoing legal advisory

For clients who want a long-term relationship, we offer subscription-style or annual retainer models for periodic check-ins and updates.

  • Annual or semi-annual review
  • Document and structure updates
  • Proactive outreach around major law changes

How the process works

No mystery, no jargon. Just a clear sequence so you know what to expect.

1
Initial strategy session

A focused conversation (usually 45–60 minutes) to understand your current situation, goals, and concerns. We’ll also outline whether we’re the right fit and what scope makes sense.

2
Deep-dive analysis & design

We review your existing documents, returns, and account structure and draft a written strategy with specific recommendations, options, and trade-offs.

3
Implementation & follow-through

We help you implement the agreed-upon plan—drafting documents, coordinating with other professionals, and ensuring the plan is actually put in place, not left in a binder.

Common questions

A few of the things people usually ask before getting started.

Typically, no. We focus on the legal, structural, and tax-strategy side, and we coordinate with your existing CPA, advisor, or planner. If you don’t have a team in place yet, we can help you think through what that should look like.

Yes. Many clients start with a targeted issue (for example, entity structure plus 401(k) strategy) and then expand into a broader plan over time. We’ll clearly define scope and pricing before any work begins.

For most wealth and tax strategy matters, we use flat-fee or clearly defined project-based pricing instead of open-ended hourly billing. We’ll walk you through the options after the initial call so you can decide what feels appropriate.

Ready to explore a more intentional wealth and tax strategy?

If you’re tired of feeling like you only think about taxes once a year, we can help you move toward an integrated, long-term strategy.

Request a Consultation

Important: This page is general information, not legal or tax advice.

Engaging D.A. Johnson Law, PLLC as your attorney requires a signed written engagement agreement. No attorney-client relationship is created by viewing this page or sending an unsolicited message.